How to use this calculator
Calculating your required minimum distribution (RMD) for an inherited IRA depends on your personal situation, and can be complicated - but we're here to help! We'll tell you what you need to get started, then have you answer some questions to get your estimated inherited RMD amount.
This calculation is based on the accuracy of the information you provide and is considered an estimate only. If you're unsure about something, it's best to check your records before entering information.
5 minute calculation
Note: The information on this page shouldn't be used for tax-reporting purposes. Refer to your tax forms when filing tax returns.
Vanguard does not provide legal or tax advice. This information is general and educational in nature and should not be considered legal or tax advice. Any tax-related information discussed on this page is based on tax laws, regulations, or other guidance that are complex and subject to change. Additional tax rules not discussed here may be applicable to your situation. We recommend that you consult a qualified tax advisor or legal advisor about your individual situation. To discuss IRAs, call Vanguard at 877-662-7447, Monday through Friday from 8 a.m. to 8 p.m., Eastern time.